Business Funding Built for Auto Repair Shops
From new lifts and diagnostic equipment to parts inventory and payroll, get the capital you need to keep your shop running and growing. Approvals in as little as 24 hours.
$5K-$500K
Funding Range
24 Hrs
Approval Speed
500+
Min. Credit Score
93%
Approval Rate
Funding Solutions
Financing options for your auto shop
Whether you need new equipment, working capital, or funding to expand, we have solutions tailored to the auto repair and body shop industry.
Equipment Financing
Finance lifts, diagnostic tools, paint booths, and frame machines. The equipment itself serves as collateral for easier approval.
Working Capital
Cover payroll, rent, parts inventory, and day-to-day expenses with flexible short-term funding that keeps your bays full.
Expansion Loans
Open a second location, add service bays, or upgrade your facility with longer-term financing designed for growth.
Revenue-Based Financing
Repayments tied to your monthly revenue so you pay more in busy months and less during slower periods.
Simple Process
Three steps to funding your shop
Apply Online in 5 Minutes
Share basic details about your shop -- monthly revenue, time in business, and funding needs. No documents required upfront.
Get Matched with Lenders
Your application goes to our network of 300+ lenders who compete for your business. Multiple offers arrive within hours.
Choose Your Offer & Get Funded
Compare rates, terms, and fees side by side. E-sign your documents and receive funds in your bank account within 24 hours.
“We needed a new paint booth and two lifts to expand our body shop. Quick Loans Direct got us approved for $120K in equipment financing within 24 hours. The process was easier than I expected.”
Marco R.
Owner, Precision Auto Body — Houston, TX
FAQ
Common questions from shop owners
What credit score do I need for an auto repair shop loan?
We work with credit scores as low as 500. Our lender network includes options for all credit profiles, and many auto repair shop owners are approved based on revenue and time in business rather than credit alone.
Can I finance new equipment like lifts and paint booths?
Yes. Equipment financing is one of our most popular products for auto repair and body shops. The equipment itself serves as collateral, which often makes approval easier and rates more competitive. We can finance up to 100% of equipment costs.
How quickly can I get funding for my auto shop?
Most auto repair shop owners receive multiple offers within hours of applying. Once you choose an offer and e-sign your documents, funding is typically deposited into your bank account within 24 hours.
Do I need to provide collateral for a body shop business loan?
Not always. Working capital loans and revenue-based financing often require no collateral. Equipment financing uses the equipment as collateral. Your funding specialist will help you find the best option for your situation.
Ready to grow your auto shop?
Join thousands of auto repair and body shop owners who have funded their growth with Quick Loans Direct. Apply in minutes -- no obligation, no hard credit pull.