Equipment Financing Up to $2M
Finance new or used business equipment with rates starting at 5.99%. The equipment itself serves as collateral, so there is no need to pledge additional assets. Get the tools your business needs to compete and grow.
Why Finance with Us
Smart financing for every type of equipment
Do not let equipment costs hold your business back. Our lender network specializes in equipment financing across every industry, with competitive rates and flexible terms.
Equipment Is the Collateral
The equipment you are financing serves as the collateral for the loan, meaning you do not need to put up additional business or personal assets to secure funding.
Up to 100% Financing
Qualified borrowers can finance the full cost of equipment with no down payment. Preserve your working capital for day-to-day operations while acquiring the tools you need.
Terms Up to 84 Months
Match your repayment schedule to the useful life of your equipment with terms ranging from 12 to 84 months. Longer terms mean lower monthly payments.
Fixed Monthly Payments
Lock in your rate for the life of the loan. Fixed payments make it easy to budget and plan, with no surprises from fluctuating interest rates.
Tax Advantages
Equipment financing may qualify for Section 179 tax deductions, potentially allowing you to deduct the full purchase price of qualifying equipment in the year of purchase.
New and Used Equipment
Finance both new and pre-owned equipment. Whether you are buying the latest model or a reliable used machine, our lender network has options for both.
What We Finance
Equipment types we cover
Qualifications
Eligibility requirements
Because the equipment itself serves as collateral, equipment financing often has more flexible requirements than unsecured business loans.
Time in Business
12+ months
Monthly Revenue
$8,000+
Credit Score
575+
Equipment Types
All major types
How It Works
Three steps to new equipment
Tell Us What You Need
Apply online in 2 minutes. Share basic details about your business and the type of equipment you want to finance. No hard credit pull at this stage.
Get Matched with Lenders
Our platform matches you with equipment financing lenders best suited for your industry, equipment type, and credit profile. Review offers side by side.
Get Approved and Equipped
Accept your preferred offer, complete documentation, and receive funding. Many transactions close within 2 to 5 business days from approval.
FAQ
Equipment financing questions
What types of equipment can I finance?
You can finance virtually any type of business equipment through our lender network, including construction machinery, commercial vehicles, restaurant and kitchen equipment, medical and dental devices, manufacturing tools, IT hardware, agricultural equipment, salon equipment, and more. Both new and used equipment qualify, and some lenders also finance software systems and technology upgrades when bundled with hardware purchases.
What is the difference between equipment financing and equipment leasing?
With equipment financing (a loan), you own the equipment outright once the loan is repaid. You build equity in the asset and can use, modify, or sell it as you see fit. With equipment leasing, you pay to use the equipment for a set period and typically return it at the end of the lease term, though many leases include purchase options. Financing generally makes more sense for equipment with a long useful life, while leasing can be better for technology that becomes outdated quickly.
Do I need a down payment?
It depends on your credit profile and the lender. Many lenders in our network offer up to 100% financing with no down payment required for well-qualified borrowers. Others may require 10% to 20% down, particularly for startups, lower credit scores, or used equipment purchases. During the application process, you will see the specific down payment requirements for each offer so you can choose the option that best fits your cash flow.
Can I finance used or refurbished equipment?
Yes. Our lender network includes specialists who finance pre-owned, refurbished, and certified used equipment. Rates and terms for used equipment may differ slightly from new equipment financing, and some lenders may require a recent equipment appraisal. Financing used equipment is an excellent way to acquire the tools your business needs while keeping costs lower than buying new.
Get the equipment your business needs
Apply in 2 minutes and get pre-approved for equipment financing. Rates from 5.99% with terms up to 84 months.