Same-Day Funding

Same-Day Business Funding

When your business cannot wait, neither should your funding. Apply in 2 minutes, get approved in hours, and receive capital the same business day. From $5K to $250K.

$5K – $250K Funded same day 2 min application No credit impact

Why Same-Day Funding

Emergency capital when it matters most

Some business needs cannot wait for a traditional loan timeline. Our same-day funding products are built for speed without sacrificing transparency or fair terms.

Funding in Hours, Not Days

Our same-day funding products are designed for urgency. Apply in the morning and have capital in your business account by end of day. No waiting, no delays.

2-Minute Application

Our streamlined application captures everything lenders need in under 2 minutes. No lengthy forms, no financial projections, and no business plans required.

Simplified Approval

Same-day products use expedited underwriting. Decisions are typically made within 1 to 4 hours of application submission, so you are not left waiting.

No Hard Credit Pull to Apply

Checking your options will not affect your credit score. We use a soft credit check during the initial evaluation, so there is zero risk in seeing what you qualify for.

Flexible Use of Funds

Use same-day capital for any business purpose: emergency repairs, inventory restocking, payroll shortfalls, time-sensitive opportunities, or unexpected expenses.

Multiple Product Options

Same-day funding is available through several product types including revenue advances, short-term loans, and emergency lines of credit. We match you with the best option.

Common Use Cases

When businesses need same-day capital

Same-day funding helps businesses handle the unexpected and capitalize on time-sensitive opportunities.

Emergency equipment repairs
Payroll shortfalls
Time-sensitive inventory purchases
Unexpected tax obligations
Seasonal cash flow gaps
Supplier early-pay discounts
Insurance premium payments
Opportunity investments

Qualifications

What you need to get funded today

Same-day funding products are designed to be accessible. Meet these basic criteria and you can have capital in your account today.

Time in Business

3+ months

Monthly Revenue

$10,000+

Credit Score

500+

Application Time

Under 2 min

How It Works

From application to funded in one day

01

Apply Before Noon

Submit your 2-minute application with basic business details. For same-day funding, we recommend applying before 12:00 PM EST to allow time for processing and transfer.

02

Get Approved in Hours

Our lender network provides expedited review for same-day requests. Most applicants receive approval decisions within 1 to 4 hours, often with multiple offers to compare.

03

Receive Funds Today

Accept your offer, e-sign documents, and receive a same-day wire transfer or ACH deposit directly to your business bank account. Capital in hand before close of business.

FAQ

Same-day funding questions

How do I qualify for same-day funding?

To qualify for same-day funding, your business generally needs at least 3 months of operating history and $10,000 or more in monthly revenue. Credit scores from 500 and up are accepted, though the specific product and terms you qualify for will depend on your full business profile. For the best chance of same-day funding, apply before noon EST on a business day and have your most recent 3 months of bank statements ready to upload when requested.

What is the maximum amount I can receive same day?

Same-day funding is available for amounts ranging from $5,000 to $250,000. The exact amount you qualify for depends on your monthly revenue, time in business, and credit profile. Amounts above $250,000 may still receive expedited processing but typically fund within 1 to 2 business days rather than same day. Your funding specialist will let you know the maximum same-day amount available for your specific situation.

Is same-day funding more expensive than regular business loans?

Same-day funding products typically carry slightly higher rates than longer-term financing options because they involve expedited underwriting and faster capital deployment. However, when you factor in the cost of not having capital when you need it — missed opportunities, late penalties, or business disruption — same-day funding often pays for itself. We always present multiple options so you can weigh speed against cost and choose what is right for your situation.

What if I apply after noon — can I still get funded today?

Applying after noon EST does not disqualify you from same-day funding, but it reduces the likelihood due to bank processing cutoffs. Many lenders in our network use wire transfers that can process later in the day, so same-day funding is still possible for afternoon applications. If same-day transfer is not achievable, most applicants who apply in the afternoon receive funds first thing the following business day. Weekend and holiday applications are processed the next business day.

Do not wait — get funded today

Apply now and receive same-day business funding. 2-minute application, no credit impact, and capital in your account today.

Same-day funding No credit impact A+ BBB rated