Keep Your Fleet Moving with Fast Funding
Fuel, insurance, maintenance, and payroll do not wait for broker payments. Get the capital your trucking or transportation business needs with funding designed for the freight industry.
$10K-$500K
Funding Range
24 Hrs
Fast Funding
500+
Min. Credit Score
300+
Lender Network
Funding Solutions
Built for the trucking industry
From owner-operators to growing fleets, we understand the capital demands of the transportation industry and offer products to match.
Truck & Trailer Financing
Finance new or used trucks, trailers, and commercial vehicles. The equipment serves as collateral for competitive rates and terms up to 7 years.
Fuel & Operating Capital
Cover fuel costs, insurance premiums, maintenance, tolls, and driver payroll with fast working capital that keeps your fleet on the road.
Invoice Factoring
Turn unpaid freight invoices into immediate cash. Get up to 90% of invoice value within 24 hours instead of waiting 30 to 90 days for broker payments.
Fleet Expansion
Scale your operation with funding for additional trucks, drivers, and routes. Grow your fleet without depleting your cash reserves.
Simple Process
Three steps to funding your fleet
Apply Online in 5 Minutes
Tell us about your trucking business -- fleet size, monthly revenue, and funding needs. No upfront documentation required.
Get Matched with Lenders
Our network includes lenders who specialize in trucking and transportation. Receive multiple competitive offers within hours.
Choose Your Offer & Get Funded
Compare rates and terms side by side. E-sign your documents and get funds deposited in as little as 24 hours.
“I was waiting 45 days on invoices and could barely cover fuel. Quick Loans Direct set me up with invoice factoring and now I get paid within 24 hours of delivery. It completely changed how I run my business.”
James W.
Owner-Operator, 3-Truck Fleet — Atlanta, GA
FAQ
Questions from trucking professionals
Can owner-operators qualify for trucking business loans?
Yes. We work with owner-operators, small fleets, and large transportation companies alike. As long as you have been operating for at least 6 months and generate at least $10,000 in monthly revenue, you can apply. Many owner-operators use our funding for truck financing, fuel costs, and maintenance.
How does invoice factoring work for trucking companies?
With invoice factoring, you sell your unpaid freight invoices to a factoring company at a small discount. You receive up to 90% of the invoice value within 24 hours, and the remaining balance (minus a small fee) when your broker or shipper pays. This eliminates the 30 to 90 day wait for payment that is common in the freight industry.
Can I finance used trucks and trailers?
Yes. We offer financing for both new and used commercial vehicles, including semi-trucks, box trucks, flatbeds, refrigerated trailers, and dry vans. Used equipment financing typically requires the vehicle to be in good working condition, and rates may vary based on the age and condition of the equipment.
What if I have a newer trucking company?
We require a minimum of 6 months in business for most products. However, trucking-specific lenders in our network understand the industry and may consider your operating authority tenure, prior driving experience, and existing contracts when evaluating your application. Equipment financing may be available with less operating history.
Ready to fuel your trucking business?
From owner-operators to large fleets, thousands of transportation professionals trust Quick Loans Direct. Apply in minutes with no obligation.