Funding to Scale Your Online Business
From inventory and advertising to platform fees and fulfillment, get the capital your e-commerce business needs to grow. No physical storefront required -- we fund digital-first businesses.
$5K-$500K
Funding Range
24 Hrs
Fast Funding
500+
Min. Credit Score
91%
Approval Rate
Funding Solutions
Designed for digital businesses
E-commerce businesses need capital to stock inventory, scale marketing, and manage cash flow. Our funding products are built for the pace of online retail.
Inventory Financing
Stock up before peak seasons, buy in bulk for better margins, or launch new product lines. Get the inventory capital you need without depleting cash reserves.
Marketing & Growth Capital
Fund paid advertising, influencer partnerships, and customer acquisition campaigns. Scale your marketing spend when you know the ROI is there.
Working Capital
Cover platform fees, shipping costs, software subscriptions, and operational expenses. Keep your online business running smoothly between revenue cycles.
Revenue-Based Financing
Repayments tied to your monthly revenue. Pay more in strong months and less during slower periods -- perfectly aligned with e-commerce cash flow.
Simple Process
Three steps to scaling your store
Apply Online in 5 Minutes
Share details about your online business -- monthly revenue, time in business, and funding needs. No upfront documentation required.
Get Matched with Lenders
Our network includes lenders experienced with e-commerce and digital businesses. Receive multiple competitive offers within hours.
Choose Your Offer & Get Funded
Compare rates and terms transparently. E-sign your agreement and receive funds in your account within 24 hours.
“We needed $80K to stock inventory before Black Friday and our bank would not move fast enough. Quick Loans Direct funded us in 36 hours. That holiday season was our biggest ever -- we did $400K in revenue.”
Ashley & Kevin P.
E-Commerce Store Owner — Austin, TX
FAQ
Questions from online sellers
Do online-only businesses qualify for funding?
Yes. We fund businesses that operate entirely online, including e-commerce stores, SaaS companies, digital service providers, Amazon and Shopify sellers, and more. As long as your business generates at least $10,000 in monthly revenue and has been operating for 6 or more months, you can apply. We evaluate your bank statements and revenue, not whether you have a physical storefront.
Can I use funding for advertising and marketing?
Absolutely. Many e-commerce businesses use working capital to scale paid advertising on Google, Meta, TikTok, and other platforms. If you have proven marketing channels with positive ROI, investing in growth with business funding can accelerate your revenue significantly. There are no restrictions on how you use working capital funds.
What if my business sells on Amazon or Shopify?
We work with sellers on all major platforms including Amazon, Shopify, eBay, Etsy, WooCommerce, and others. Your platform sales data helps demonstrate revenue and can strengthen your application. Some lenders in our network specialize specifically in marketplace seller financing.
How do you evaluate an online business for funding?
We primarily look at your monthly revenue, time in business, and bank statements. Unlike traditional banks, we do not require extensive business plans or physical collateral. Your digital sales history, platform analytics, and bank deposits paint a clear picture of your business health. Most online businesses that meet our basic requirements are approved.
Ready to scale your online business?
Thousands of e-commerce sellers and online businesses trust Quick Loans Direct for fast, flexible funding. Apply in minutes with no credit impact.